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Travis Gerhard (CA Insurance License # 0I10496 &),and James Waddel are agents collectively licensed to sell insurance through New York Life Insurance Company and may be collectively licensed with various other independent insurance companies in the states of AK, AZ, CA, CO, ID, MD, MO, MT, NV, NY, OH, OR, PA, TN, TX, UT, WA. No insurance business may be conducted outside of these states referenced.

Travis Gerhard and James Waddel are Registered Representatives of and collectively offer securities products and services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals collectively residing in the states of AK, AZ, CA, CO, CT, FL, ID, LA, MA, MD, MO, MT, NC, NJ, NV, NY, OK, OR, PA, TN, TX, UT, WA. No offers may be made or accepted from any resident outside the specific states referenced.

TMG Financial Group LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither TMG Financial Group LLC nor New York Life Insurance Company or its subsidiaries and affiliates provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional regarding your particular situation.

Travis Gerhard is a Member Agent of The Nautilus Group®, a service of New York Life Insurance Company.